Financial Services

At Finance & Management Solutions, we offer the following equity financial and investment services:

- Discretionary management
Your account manager makes investment decisions based on a clear understanding of your requirements and risk profile. Regular valuations and reviews keep you up to date on your portfolio performance. Transaction statements and dividend statements are prepared for tax advisors on request.

- Advisory
Investment decisions are based on the joint input between yourself and the Bank with the final decision remaining with you of course.

- Execution only
A comprehensive share dealing service in domestic and overseas equities and bonds with emphasis on timely execution of orders at the best price.

Mutual Funds
The Fund or Funds in which you choose to invest will depend on your own investment objectives and your attitude towards risk. The chart below shows the relationship between the typical risk and return you might expect from your investment.

Whatever your investment goals or attitudes, you'll almost certainly find a fund, or combination of funds, in our range to suit you. FMS representative will be able to assist you in making your choice of fund/s or you may choose from our selection of in house Funds.

Other Investments

- Cash
We pay competitive deposit rates on a variable or fixed term basis for deposits in any currency. We also offer a considerable degree of flexibility in terms of access to funds.

- Property
We finance and offer advice on property in the domestic and international markets.

Special Products
We can create tailor made investment ideas for our clients with special consideration given to the use of innovative tax efficient structures. Examples of such opportunities are:
- Our large holding of preference shares issued by European Financial Institutions. We placed these with clients and provided 80% of the funding required - Our vehicle to invest in and trade International equities providing 75% of the funding required

- Execution only
A comprehensive share dealing service in domestic and overseas equities and bonds with emphasis on timely execution of orders at the best price.

Our Multi-currency loan facilities which eliminate the currency risks of overseas investments, particularly in Sterling and US Dollars.

Please contact our Investment Team for more information.